DRB Homes Incentives
Updated weekly across DRB communities in Charlotte, Huntersville, Concord, and Fort Mill.
Learn about rate buydowns, closing cost credits, and how to maximize your savings.
Note: Incentives change frequently, vary by community, and often require using the builder's preferred lender. Always confirm current offers with us.
Common Incentive Types
Commonly used to reduce cash due at closing on quick move-in homes. Builders often pay a significant portion if you use their preferred lender.
Cash Saved UpfrontOften offered on homes with faster close timelines. Lowers your interest rate for the first 1-3 years or for the life of the loan.
Lower Monthly PaymentMore common on spec homes nearing completion. Credits towards premium flooring, cabinets, or countertops at no extra cost.
More ValueIncentives Vary by Community
Incentives are set at the community level and can differ significantly between locations, even within the same month. Some communities prioritize rate buydowns, while others focus on closing cost credits or quick move-in bonuses.
How to Compare Incentives
Not all incentives are created equal. A lower interest rate might save you more over time than a price reduction. Here's what to look for:
The "Sticker Price" Trap
Don't just look at the sales price. A home priced $10k higher with a 5.5% interest rate is often cheaper monthly than a lower-priced home at 7%.
APR vs. Interest Rate
The interest rate is what you pay on the principal. The APR includes the rate PLUS fees and costs. A high APR relative to the rate means high fees.
Questions to Ask the Builder
These questions help you compare incentives apples-to-apples across DRB communities.